Illinois Health Insurance Practice Exam

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Get ready for the Illinois Health Insurance Test. Study using multiple choice questions, each with hints and detailed explanations. Prepare thoroughly for your exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

HMO's have the _____ restrictions on where the insured can go for service.

Fewest
Greatest
Equal
Varied

The correct answer is: Greatest

HMOs have the greatest restrictions on where the insured can go for service. This is because Health Maintenance Organizations (HMOs) typically require insured individuals to choose a primary care physician (PCP) from a network of healthcare providers and seek referrals from the PCP to see specialists or receive certain medical services. In contrast, other types of health insurance plans may offer more flexibility in choosing healthcare providers without the need for referrals.