Illinois Health Insurance Practice Exam

What does an Attending Physician Statement aim to confirm?

1. Insurance claim history

2. Prescription medication validity

3. Medical information on the application

4. Physical fitness level

The correct answer is: Medical information on the application

An Attending Physician Statement (APS) is primarily designed to provide medical information that supports the details presented in a health insurance application. It offers insights into the applicant's medical history, diagnosis, treatment plans, and overall health status, which helps the insurance company assess risk and make informed decisions regarding coverage. This document is crucial in verifying the medical background of the applicant and ensuring that the information disclosed in the application is accurate and comprehensive. By confirming the medical information, the APS plays a vital role in the underwriting process, allowing insurers to evaluate the healthcare needs and potential future claims associated with the applicant. While other options touch on important aspects related to health insurance and the examination process, they do not specifically address the primary purpose of the Attending Physician Statement, which is to provide detailed medical information on the applicant.